Let me start by saying that this 4-ingredient black bean dip is so much more than dip! Yes, it is unforgettable on a salty tortilla chip or a crispy piece of pita bread. But this is an absolutely delicious spread inside a burrito or on top of a tostada salad.
It even works as a creamy side to your enchiladas or tamales. I can’t tell you how many times I have made these beans for a quick dinner for my kids. They are so yummy that you’re just going to have to make them for yourself!
How to Make This 4-Ingredient Black Bean Dip
This 4-ingredient black bean dip is simple, quick, and perfect for any occasion. With just a few pantry staples and easy steps, you’ll have a creamy, cheesy dish everyone will love. Let’s get started!
Step 1: Mash the Beans
Begin by grabbing a medium saucepan and adding one can of black beans and one can of pinto beans. Before you do, be sure to drain most of the liquid from the cans. This keeps the dip from becoming too watery.
Once drained, pour the beans into the saucepan, and you’re ready to start mashing. You can use a bean masher or a potato masher for this step. If you don’t have a masher, even the back of a sturdy spoon can do the trick.

As you mash, aim for a texture that is mostly smooth but still has a few chunks left. This makes your black bean dip more satisfying and gives it that homemade touch. Don’t worry too much about making it perfect; this dip thrives on rustic charm and bold flavors.
Step 2: Add Cheese and Cumin
Once your beans are mashed to your liking, it’s time to add in the ingredients that bring this dip to life. Measure out 1 cup of shredded sharp cheddar cheese and mix it into the warm beans.
Then, sprinkle in 1 tablespoon of cumin for that earthy, smoky flavor that pairs perfectly with the creaminess of the cheese. If you’re feeling adventurous and want to amp up the spice level, add a little garlic powder or a pinch of cayenne pepper.

Place the saucepan over medium heat and stir everything together as it warms up. You’ll know it’s ready when the cheese has melted smoothly into the beans, creating a creamy, cohesive mixture.
Step 3: Serve and Enjoy
Remove the pan from the heat and quickly put it into tortillas or into your serving dish. If I am serving these black beans as a dip, I like to sprinkle a little extra cheddar on top so my guests get those cheesy strings of cheese as they put the chip into their mouth.

Football season is upon us, and I can count on my husband asking me to make this game day. But before that, I will probably set this out for my Labor Day BBQ. It will keep my friends busy while we fire up the grill! Rest assured that if you make this black bean dip, there will be none left!
Perfect for Every Occasion
This easy 4-ingredient black bean dip is a simple but delicious recipe you can serve as your next appetizer. These creamy and cheesy homemade beans can also make a great burrito filling or side dish at your next Mexican meal.
On game day, I serve the bean dip hot with tortilla chips. Sometimes, I make it extra spicy by adding garlic powder or cayenne pepper. Check and see if you have the 4 ingredients on hand, and try it tonight!
If you are hosting for Labor Day, you may want to check out these other 13 best BBQ and potluck recipes. And for more appetizers, check out my appetizer recipe index and my A+ Appetizers board on Pinterest. Happy cooking, ya’ll!

